Dubai Islands is a multi-developer waterfront community, so there is no single payment plan that applies across the entire development. Each project has its own payment structure, with differences in booking amounts, construction-stage instalments, handover payments and, in some cases, post-handover terms.
The payment plans below compare the current structures available across individual Dubai Islands projects, allowing buyers to review how much is payable at each stage and how the terms differ between developments.
Payment Plans by Project
Flora Isle Payment Plan
Payment Plan: Multiple Options
Developer: Centurion Properties
Handover Date: Q1 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 30% |
| On Handover | 50% |
Cheval Residences Payment Plan
Payment Plan: 50/50
Developer: Avenew Development
Handover Date: Q1 2029
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 40% |
| On Handover | 50% |
Soma Residences Payment Plan
Payment Plan: 50/50
Developer: Origami Development
Handover Date: Q4 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 30% |
| On Handover | 50% |
Sea Cliff Payment Plan
Payment Plan: 50/50
Developer: Imtiaz Developments
Handover Date: Q1 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 30% |
| On Handover | 50% |
Maravea Residences Payment Plan
Payment Plan: 60/40
Developer: Enso Developments
Handover Date: Q2 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 30% |
| On Handover | 50% |
Villa del Brunello Payment Plan
Payment Plan: 35/65
Developer: Mr. Eight Development
Handover Date: Q4 2027
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 15% |
| On Handover | 65% |
Aquora Payment Plan
Payment Plan: 60/40
Developer: Casa Vista Development
Handover Date: Q4 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 40% |
| On Handover | 40% |
Flora Bay Payment Plan
Payment Plan: 50/50
Developer: Cay Residences Developments
Handover Date: Q1 2028
| Stage | Payment |
|---|---|
| Booking | 5% |
| During Construction | 45% |
| On Handover | 50% |
Vayla Residences Payment Plan
Payment Plan: 40/60
Developer: Blue Square Real Estate Development
Handover Date: Q4 2026
| Stage | Payment |
|---|---|
| During Construction | 40% |
| On Handover | 60% |
Helvetia Marine Payment Plan
Payment Plan: 50/50
Developer: DHG Properties
Handover Date: Q1 2028
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 40% |
| On Handover | 50% |
Bay Grove Residences Payment Plan
Payment Plan: 60/40
Developer: Nakheel
Handover Date: Q1 2028 Onwards
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 50% |
| On Handover | 30% |
Bay Villas Payment Plan
Payment Plan: 80/20
Developer: Nakheel
Handover Date: Q2 2027 Onwards
| Stage | Payment |
|---|---|
| Booking | 15% |
| During Construction | 65% |
| On Handover | 20% |
Azura Residences Payment Plan
Payment Plan: 60/40
Developer: Invest Group Overseas (IGO)
Handover Date: Q2 2026
| Stage | Payment |
|---|---|
| During Construction | 60% |
| On Handover | 40% |
Arka Enclave Payment Plan
Payment Plan: 40/60
Developer: Atmosphere Living
Handover Date: Q1 2028 Onwards
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 20% |
| On Handover | 60% |
Avida Residences Payment Plan
Payment Plan: 70/30 Post-Handover
Developer: Iquna Properties
Handover Date: Q1 2028*
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 40% |
| On Handover | 10% |
| Post-Handover | 30% |
Isolana Residences Payment Plan
Payment Plan: 50/50
Developer: Hayaat Developments
Handover Date: Q1 2027
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 40% |
| On Handover | 50% |
Natuzzi Harmony Residences Payment Plan
Payment Plan: 60/40
Developer: Peace Homes Group
Handover Date: Q2 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 40% |
| On Handover | 40% |
Ellington Cove Payment Plan
Payment Plan: 70/30
Developer: Ellington Properties
Handover Date: Q2 2028
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 50% |
| On Handover | 30% |
Agua Residences Payment Plan
Payment Plan: 50/50
Developer: Citi Developers
Handover Date: Q4 2027
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 40% |
| On Handover | 50% |
Samana Ocean Pearl Payment Plan
Payment Plan: Multiple Options Available
Developer: Samana Developers
Handover Date: Q4 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 38% |
| On Handover | 1% |
| Post-Handover | 41% |
Beach Walk Payment Plan
Payment Plan: 60/40
Developer: Imtiaz Developments
Handover Date: Q2 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 40% |
| On Handover | 40% |
Iluka Residences Payment Plan
Payment Plan: 60/40
Developer: MS Homes Developers
Handover Date: Q4 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 40% |
| On Completion | 40% |
Rixos Dubai Islands Payment Plan
Payment Plan: 80/20
Developer: Nakheel
Handover Date: Q4 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 60% |
| On Handover | 20% |
Hatimi Residences Payment Plan
Payment Plan: 40/60
Developer: Fakhruddin Properties
Handover Date: Q3 2026
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 30% |
| On Handover | 60% |
Edgewater Residences Payment Plan
Payment Plan: 60/40
Developer: MGS Development
Handover Date: Q3 2026
| Stage | Payment |
|---|---|
| Booking | 10% |
| During Construction | 50% |
| On Handover | 40% |
Seaside by Prestige One Payment Plan
Payment Plan: 60/40
Developer: Prestige One Developments
Handover Date: Q4 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 45% |
| On Handover | 35% |
Treppan Serenique Residences Payment Plan
Payment Plan: 60/40
Developer: Fakhruddin Properties
Handover Date: Q3 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 30% |
| On Handover | 10% |
| Post-Handover | 40% |
Villa del Gavi Payment Plan
Payment Plan: 35/65
Developer: Mr. Eight Development
Handover Date: Q3 2026
| Stage | Payment |
|---|---|
| Booking | 20% |
| During Construction | 15% |
| On Handover | 65% |
DOWNLOAD BROCHURE
View or Download the brochures for each of the above listed Dubai Islands projects.
FAQs
Are there any post-handover payment plans available at Dubai Islands?
Yes. Some projects offer post-handover structures, although availability varies by development and may also depend on the payment option selected.
Are booking payments included in the advertised payment-plan split?
Usually, the booking or down payment forms part of the pre-handover portion of the payment plan. Buyers should check the individual instalment schedule, as the timing and percentage required at booking varies between projects.
Do payment plans vary between projects by the same developer?
Yes. Developers can offer different payment structures across individual projects, and payment plans may also change between sales phases or unit releases.
What does a 60/40 payment plan mean?
A 60/40 payment plan generally means 60% of the property price is paid before or during construction and the remaining 40% at handover. The exact booking payment and construction instalments vary between projects.